Terms of Service

1. Acceptance of Terms

By accessing and using the website www.patrickwagner.com (the “Website”) owned and operated by Carbonara.credit LLC (“we,” “our,” or “us”), you agree to comply with and be bound by these Terms of Service (“ToS”). If you do not agree with these terms, please refrain from using the Website.

2. Website Content

All content on the Website, including text, graphics, images, videos, and other materials, is provided for informational and educational purposes only. The content is subject to change without notice.

3. Use of Website

You may use the Website for lawful purposes and in accordance with these ToS. Prohibited activities include:

  • Using the Website in any way that violates applicable laws.
  • Impersonating another person or entity.
  • Uploading or transmitting malicious code, viruses, or any harmful components.
  • Attempting to gain unauthorized access to the Website’s systems or data.

4. Intellectual Property

The Website and its content are protected by intellectual property laws. You may not reproduce, distribute, or use any materials from the Website without our express written consent.

5. Third-Party Links

The Website may contain links to third-party websites. We have no control over the content or practices of these websites and are not responsible for any harm or damages resulting from your use of them.

6. Limitation of Liability

We make no warranties or representations about the accuracy, completeness, or reliability of the Website’s content. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website.

7. Indemnification

You agree to indemnify, defend, and hold harmless Carbonara.credit LLC, its officers, employees, and agents from any claims, losses, or damages resulting from your use of the Website or your violation of these ToS.

8. Changes to ToS

We reserve the right to modify or replace these ToS at any time. Updated ToS will be posted on the Website, and your continued use of the Website after such changes constitutes your acceptance of the new terms.

9. Governing Law

These ToS are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

10. Contact Information

If you have questions or concerns about these ToS, please contact us at support@patrickwagner.com.

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